Individuals looking to start a new business or expand an existing business in Greater Hattiesburg have a unique option available to help provide financing through the Southeast Mississippi Community Investment Corporation (SEMCIC). SEMCIC is a non-profit Mississippi Corporation dedicated to job creation, business creation, and expansion and support of small business loan seekers. SEMCIC has approved a variety of small business loans throughout Greater Hattiesburg. SEMCIC has provided loans to businesses from restaurants and retailers to manufacturers and healthcare providers. This gap financing tool, in part, is a partnership with member banks to provide small business financing to new business start-ups or existing business expansions in the Pine Belt region.

For SEMCIC inquiries please complete the form below
For assistance in completing your business plan or starting a small business, please contact the USM Small Business Development center at 601-266-5892

When I sought out to launch NOOL Counseling Center, I chose SEMCIC as my source for funding because of the ADP’s support, wealth of knowledge, and connections. Through the SEMCIC program, I was treated like part of the family, rather than a loan recipient. I have continued to receive so much valuable support from the ADP throughout the years because of this important first step in starting my business. Now, less than five years later, I have more than quintupled my staff, and my business success is evident not only financially, but also through the healing of children and families throughout the greater Hattiesburg community. NOOL wouldn’t be the success we are today without SEMCIC.

– Ashlie West, NOOL Counseling


I truly appreciate the Area Development Partnership (ADP) because through them we were able to receive the Southeast Mississippi Community Investment Corporation (SEMCIC) loan. I came looking for information and opportunities to help my small business, Wholly Fire Foods LLC but the ADP was able to get me involved with so much more including the SEMCIC loan that gave Wholly Fire Foods LLC the initial finances that were needed to get our small business off the ground and looking forward to future expansion.

– James Louis, Wholly Fire Hot Sauce



To submit a SEMCIC loan request, please compile all application documents and submit them to Colby Bennett at For general inquiries/questions, please fill out the form
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